Irresistibly Moist Banana Cake Recipe with Cream Cheese Frosting

By :

October 20, 2025

Moist banana cake recipe slices, generously frosted and topped with crunchy walnuts, presented on a light surface.

Get ready to bake the ultimate banana cake that will quickly become your family’s favorite! This banana cake recipe delivers an incredibly soft and moist texture, bursting with rich banana flavor in every bite. Topped with a luscious, tangy cream cheese frosting, it is simply irresistible. This delicious and easy-to-follow recipe is perfect for any occasion and simple enough for even beginner bakers to master.

Why You’ll Love This Banana Cake

This delightful moist banana cake truly captures the essence of homemade comfort. Here are just a few reasons why you’ll adore this simple dessert:

  • Comes together quickly. This recipe is straightforward, designed for busy schedules, making it a perfect last-minute treat.
  • Uses everyday ingredients. You likely have most items already in your pantry, minimizing your grocery run.
  • Perfect for ripe bananas. It is an ideal way to use up those overripe bananas sitting on your counter.
  • Boasts a wonderfully moist crumb. Thanks to specific ingredients, every slice of this cake is incredibly tender and satisfying.
  • Features a dreamy cream cheese frosting. The tangy, sweet frosting perfectly complements the rich banana flavor, creating a harmonious balance.
  • A crowd-pleasing dessert. Everyone, from kids to adults, will ask for a second slice of this delectable banana cake.

Ingredients

Making a fantastic banana cake starts with having the right ingredients on hand. This simple banana cake recipe relies on common pantry staples to create its delicious flavor and perfect texture. Make sure all your cold ingredients, like eggs, sour cream, cream cheese, and butter, are at room temperature before you start. This ensures a smoother batter and frosting.

For the Banana Cake

  • 2/3 cup granulated sugar: Provides sweetness and contributes to the cake’s tender crumb.
  • 1/3 cup brown sugar: Adds a deeper, molasses-like flavor and extra moisture.
  • 2 large eggs: Binds the ingredients and adds richness.
  • 1/3 cup canola oil (or extra light olive oil): Ensures a super moist cake.
  • 1 tsp vanilla extract: Enhances the overall flavor profile.
  • 1/2 cup sour cream: A secret ingredient for ultimate moisture and a slight tang.
  • 3 ripe bananas, mashed: The star of the show, providing natural sweetness and flavor. Look for very spotty bananas! As bananas ripen, their starches convert to natural sugars, enhancing the cake’s sweetness and moisture, according to MotherBee’s Recipes science of using overripe bananas in baking.
  • 1 3/4 cup all-purpose flour, measured then sifted: Sifting creates a lighter, fluffier cake.
  • 1 tsp baking soda: Helps the cake rise, especially with acidic ingredients like sour cream and bananas.
  • 1 tsp baking powder: Provides an additional lift for a light texture.
  • 1 tsp ground cinnamon: Adds a warm, comforting spice note.
  • ½ tsp salt: Balances the sweetness and enhances all flavors.

For the Cream Cheese Frosting

  • 12 oz cream cheese, room temp: The base for our tangy, creamy frosting.
  • 4 Tbsp unsalted butter, room temp: Adds richness and smooth texture to the frosting.
  • 1 tsp vanilla extract: Essential for classic cream cheese frosting flavor.
  • 1 1/2 cups powdered sugar: Sweetens and thickens the frosting to a spreadable consistency.
  • 1/4 cup chopped walnuts, for topping (optional): Adds a lovely crunch and nutty flavor.

Notes & Substitutions

You can easily adjust a few things in this banana cake recipe to fit your preferences or what you have on hand. Feel free to use other neutral oils like vegetable oil or melted coconut oil instead of canola. For the best flavor, your bananas should be very ripe with lots of brown spots; these are sweeter and mash more easily. If you don’t have walnuts, pecans make a fantastic substitute. No sour cream? Plain full-fat yogurt or buttermilk can work in a pinch, just note the texture might vary slightly.

Delicious square pieces of moist banana cake with creamy frosting and walnuts, perfect for a homemade banana cake recipe.
6733c0981cf28bc27d02b4367bd126f6Oliver Grant

Irresistibly Moist Banana Cake with Cream Cheese Frosting

This banana cake is ultra-moist, rich in banana flavor, and topped with a creamy, tangy cream cheese frosting. Made with pantry staples and ripe bananas, it’s the perfect dessert for any occasion.
Prep Time 20 minutes
Cook Time 35 minutes
Total Time 55 minutes
Servings: 12 servings
Course: Dessert
Cuisine: American
Calories: 560

Ingredients
  

  • 2/3 cup granulated sugar
  • 1/3 cup brown sugar
  • 2 large eggs
  • 1/3 cup canola oil or light olive oil
  • 1 tsp vanilla extract
  • 1/2 cup sour cream
  • 3 ripe bananas, mashed
  • 1 3/4 cup all-purpose flour, sifted
  • 1 tsp baking soda
  • 1 tsp baking powder
  • 1 tsp ground cinnamon
  • 1/2 tsp salt
  • 12 oz cream cheese, room temperature
  • 4 tbsp unsalted butter, room temperature
  • 1 tsp vanilla extract
  • 1 1/2 cups powdered sugar
  • 1/4 cup chopped walnuts (optional)

Equipment

  • Mixing bowls
  • Whisk
  • Rubber spatula
  • 9×13 inch baking pan
  • Parchment paper
  • Hand mixer or stand mixer
  • Wire Rack
  • measuring cups and spoons

Method
 

  1. Preheat oven to 350°F (175°C) and line a 9×13 baking pan with parchment paper.
  2. In a large bowl, whisk together sugars and eggs until smooth.
  3. Add oil, vanilla, sour cream, and mashed bananas; mix well.
  4. In another bowl, combine flour, baking soda, baking powder, cinnamon, and salt.
  5. Gradually fold dry ingredients into wet mixture until just combined. Do not overmix.
  6. Pour batter into the prepared pan.
  7. Bake for 30–35 minutes, until golden and a toothpick comes out clean.
  8. Let cool completely on a wire rack before frosting.
  9. Beat cream cheese and butter until smooth and creamy.
  10. Add vanilla and powdered sugar gradually; beat until fluffy.
  11. Spread frosting evenly over cooled cake.
  12. Top with chopped walnuts if desired.
  13. Slice and serve.

Nutrition

Calories: 560kcalCarbohydrates: 66gProtein: 7gFat: 31gSaturated Fat: 14gPolyunsaturated Fat: 4gMonounsaturated Fat: 10gCholesterol: 101mgSodium: 414mgPotassium: 320mgFiber: 2gSugar: 44gVitamin A: 720IUVitamin C: 4mgCalcium: 80mgIron: 1.5mg

Notes

Use very ripe bananas for best flavor. Don’t overmix the batter. Cool the cake fully before frosting. This cake can also be baked into cupcakes or a Bundt version, and add-ins like chocolate chips or pecans work great too.

Tried this recipe?

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Equipment

Having the right tools makes baking this delicious banana cake a breeze. You don’t need anything fancy, just standard kitchen items.

  • 9×13 inch baking pan: The perfect size for this sheet cake.
  • Large mixing bowls: You’ll need at least two for wet and dry ingredients.
  • Whisk or electric mixer: For thoroughly combining ingredients and whipping frosting.
  • Measuring cups and spoons: Essential for accurate ingredient amounts.
  • Parchment paper: Prevents sticking and makes cake removal easy.
  • Cooling rack: Crucial for allowing the cake to cool evenly.

Instructions

Creating this delightful banana cake recipe is a straightforward process when you follow these simple steps. Take your time, and enjoy the aroma filling your kitchen!

Prepare the Cake Batter

First, preheat your oven to 350°F (175°C) and prepare your baking pan. Line a 9″x13″ baking pan with parchment paper, leaving an overhang on the sides for easy removal, then lightly grease it. In a large bowl, combine the granulated sugar, brown sugar, and eggs, whisking until smooth and well-integrated. Next, add the oil, vanilla extract, sour cream, and mashed bananas to the sugar and egg mixture, mixing thoroughly until everything is combined. In a separate medium bowl, whisk together the sifted all-purpose flour, baking soda, baking powder, ground cinnamon, and salt. Gradually add the dry ingredients to the wet mixture, mixing gently until just combined. Be careful not to overmix, as this can lead to a tough cake. Pour the prepared banana cake batter evenly into your lined baking pan.

Bake the Banana Cake

Place the pan in the preheated oven. Bake your banana cake for 30-35 minutes, or until it’s golden brown and a toothpick inserted into the center comes out clean. Baking times can vary slightly depending on your oven, so keep an eye on it! Once baked, remove the cake from the oven and carefully lift it out of the baking pan using the parchment paper overhang. Transfer the cake to a wire cooling rack and allow it to cool completely before you even think about frosting it. A warm cake will melt your frosting!

Make the Cream Cheese Frosting

While the cake cools, prepare the luscious cream cheese frosting. In a large bowl, using an electric mixer, beat the room temperature cream cheese and unsalted butter together until the mixture is light, creamy, and completely smooth. Scrape down the sides of the bowl as needed to ensure everything is incorporated. Add the vanilla extract and then gradually add the powdered sugar, mixing on low speed until the sugar is incorporated. Once incorporated, increase the speed to medium-high and beat until the frosting is light, fluffy, and spreadable. This irresistible frosting perfectly complements our moist banana cake recipe.

Assemble and Serve

Once your homemade banana cake is completely cooled, it’s time for the best part – assembly! Evenly spread the fluffy cream cheese frosting over the top of the cooled cake using an offset spatula or the back of a spoon. If you like, sprinkle the top with chopped walnuts for extra crunch and visual appeal. Slice the cake into squares and serve immediately. Enjoy your delicious homemade treat!

Pro Tips & Troubleshooting

Achieving the perfect banana cake is easy with these simple tips.

  • Use very ripe, spotted bananas for best flavor. The browner the spots, the sweeter and more flavorful your cake will be.
  • Do not overmix the cake batter. Overmixing develops the gluten in the flour, which can lead to a tough, dense cake. Mix until just combined.
  • Ensure accurate oven temperature. An oven thermometer can confirm your oven is heating correctly, preventing an under or over-baked cake.
  • Cool cake completely before frosting. Frosting a warm cake will cause the frosting to melt and slide right off.
  • Use room temperature ingredients for frosting. This ensures a smooth, lump-free cream cheese frosting that’s easy to spread.
  • Address common issues: If your cake sinks in the middle, it might be underbaked or overmixed. A dry crumb often means too much flour or overbaking; always measure flour accurately.

Serving, Storage & Variations

This versatile banana cake is wonderful on its own, but also pairs beautifully with a variety of accompaniments.

Serving Suggestions

Serve a generous slice of this delightful banana cake with your morning coffee or afternoon tea for a truly comforting experience. For an extra decadent dessert, pair it with a scoop of creamy vanilla ice cream or a drizzle of caramel sauce.

Storage Instructions

If you plan to enjoy the cake within a couple of hours, you can store it lightly covered at room temperature. For longer storage, refrigerate any leftovers in an airtight container for up to 3-4 days. This keeps the cream cheese frosting fresh. You can also freeze the unfrosted cake for up to 3 months. Wrap it tightly in plastic wrap and then foil. Thaw overnight in the refrigerator before frosting.

Flavor Variations

Feel free to get creative with your banana cake recipe! Fold in a half cup of chocolate chips for a chocolatey twist, or try other nuts like pecans or almonds. You can also incorporate different warm spices such as a pinch of nutmeg or allspice for added depth. This versatile recipe bakes beautifully as cupcakes (reduce baking time) or even in a Bundt cake pan (adjust baking time as needed).

Nutrition Information

This delicious banana cake recipe provides a satisfying treat, perfect for indulging your sweet tooth. Please note that the following nutrition information is an estimate based on the ingredients and serving size provided. It may vary based on exact ingredient brands and preparation methods.

NutrientAmount
Calories560 kcal
Carbohydrates66 g
Protein7 g
Fat31 g
Saturated Fat14 g
Cholesterol101 mg
Sodium414 mg
Fiber2 g
Sugar44 g
Serving Size1 serving

Disclaimer: All nutritional information is an estimate and may vary based on specific brands and preparation.

Frequently Asked Questions (FAQ)

Q: Can I use frozen bananas for this recipe?

A: Yes, absolutely! Thaw them completely at room temperature, then drain any excess liquid before mashing them for your banana cake.

Q: How can I ripen bananas faster?

A: Place unripe bananas in a paper bag with an apple or avocado. The ethylene gas they release will speed up the ripening process.

Q: Can I make this cake in advance?

A: You can bake the cake a day ahead and store it unfrosted, tightly wrapped at room temperature. Frost it just before serving for the freshest taste.

Q: What if my frosting is too thin or thick?

A: If it’s too thin, add more powdered sugar a tablespoon at a time. If it’s too thick, add a tiny splash of milk or cream until it reaches the desired consistency.

Q: Can I make this into a layered cake?

A: Yes, you can! Divide the batter between two 8 or 9-inch round cake pans and adjust the baking time.

Conclusion

This irresistibly moist banana cake recipe with cream cheese frosting is truly a triumph of home baking. We’ve shown you how simple it is to create a dessert that is not only packed with flavor but also boasts an incredibly tender crumb, topped with a rich, tangy frosting. It’s a classic for a reason and perfect for using up those ripe bananas. So go ahead, whip up this amazing banana cake for your next gathering or simply for a comforting treat. We encourage you to bake it, share it, and enjoy every single bite! Your feedback and shared experiences are always welcome.

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